Leadership

The Alliant executive leadership team is committed to providing our members with best-in-class financial solutions.

Mike Dobbins
Chief Executive Officer

Mike Dobbins serves as Chief Executive Officer of Alliant Credit Union. He brings over 30 years of leadership experience in banking, venture capital and corporate strategy. He has a strong track record of building strategic partnerships and driving innovation across the financial services and technology sectors.

Prior to joining Alliant, Mike was a Venture Partner and Advisor with Framework Venture Partners, focusing on advising leading fintechs and working with global banks on innovation strategy. He also served as Chief Strategy and Corporate Development Officer at Royal Bank of Canada and was a member of RBC’s Group Executive Committee. Earlier in his career, Mike held executive roles with Capital One, Charter One Bank and Citibank.

Mike is the founder of RBC Ventures, where he led a bold “beyond banking” initiative that resulted in the creation of approximately 20 new ventures. He chaired the RBC Innovation Council, served as Chairperson of RBC Bank U.S. and was a Director of City National Bank. Mike is a University of Delaware graduate and is married with two adult children.

Dan Bauer
Senior Vice President, Head of Residential Lending

Daniel Bauer leads the Residential Lending division of Alliant and is responsible for strategy, sales, operations, credit, secondary markets, loan trading, business systems, and servicing.

Dan has over 20 years of experience in the banking industry leading, building and scaling lending teams for nationally recognized institutions. Previously, he held leadership roles at First Midwest Bank, Huntington National Bank, and Wells Fargo.

Dan has a Bachelor of Science degree in Finance from Indiana University’s Kelley School of Business.

Hector Crespo
Senior Vice President, Head of Marketing, Design, and Brand

Hector Crespo is a seasoned marketing and design leader with over 20 years of expertise in brand strategy, customer experience, and digital transformation including at large financial institutions across the U.S. and Canada. At Alliant, he drives marketing, design, and brand initiatives that strengthen member relationships and elevate the credit union’s presence in the marketplace. Prior to joining Alliant, Hector led customer experience and design at RBCx (a division of Royal Bank of Canada), where he spearheaded digital innovation and member engagement strategies. Previously, he was CEO of Mydoh, a fintech platform focused on youth financial literacy. Hector has also held leadership positions at Interac, Capital One, Genworth, and Charter One Bank.

Hector has a BA and a MA in Visual Communication Design from Kent State University.

Tudor Enoiu
Senior Vice President, Consumer Lending

Tudor Enoiu serves as Chief Credit Officer at Alliant Credit Union, where he leads Credit Risk, Financial Risk, Data, and AI Strategy. He has nearly two decades of experience in consumer finance, with a focus on lending strategy, credit risk management, and advanced analytics. 

Prior to joining Alliant, Tudor held leadership roles at Fifth Third Bank, Baxter Credit Union, and Capital One. 

Tudor holds a bachelor’s degree from Seoul National University, an MBA in Finance from the University of Chicago Booth School of Business, and a master’s degree in data science from Northwestern University.    

Stephani Foss
Executive Vice President, Member Care and Operations

Stephani Foss serves as Chief Operations Officer at Alliant Credit Union, where she leads enterprise operations and first-line risk with a focus on delivering scalable, resilient operations and exceptional member experiences. Since joining the organization in 2018, she has held senior leadership roles of increasing scope across business risk and control, consumer lending, and member care operations before assuming the COO role.

With more than 30 years of financial services experience, Stephani brings deep expertise across consumer banking, lending, mortgage servicing, and enterprise risk management. Her background includes leading large, complex retail banking businesses with full end-to-end accountability across sales, service, operations, and risk, as well as building and scaling high-performing teams in some of the industry’s most demanding environments. Prior to Alliant, she held senior executive leadership roles at Bank of America and HSBC.

Katharine Hebenstreit
Senior Vice President, Partnerships & Business Architecture

Katharine Hebenstreit leads the Partnerships and Business Architecture teams at Alliant and is responsible for sourcing and supporting Alliant’s strategic partnerships and supporting internal partners with business insights from our analytics teams.

Prior to joining Alliant in 2025, Katharine was at Discover Financial Services where she led the partnerships team for Discover’s Card business and most recently led the integration of the consumer businesses during the merger with Capital One. Previously, Katharine also had leadership roles at J.P. Morgan and American Express.

Katharine has an undergraduate degree from Harvard University and an MBA from The Wharton School of the University of Pennsylvania.

Diane Hughes
Executive Vice President and Chief Human Resources Officer

Diane is the Chief Human Resources Officer for Alliant, leading the human capital and training and development teams. In this role, Diane partners with leaders across Alliant to create an expectational workplace experience for all Alliant team members. 

Prior to joining Alliant in 2021, Diane was Chief Talent Officer for Northern Trust, where her responsibilities included leading the end-to-end talent lifecycle across talent acquisition, learning and development, talent and succession planning, workforce analytics and HR strategic planning.

She has a B.A. in Human Resources Management from DePaul University and holds certifications as a Senior Professional in Human Resources (SPHR) and Strategic Workforce Planning (SWP). 

Charles Krawitz
Executive Vice President and Chief Capital Markets Officer

Charles is the Chief Capital Markets Officer and head of Commercial Lending. Leading Alliant's commercial real estate lending division and their loan trading desk, his contributions have been instrumental in the financial institution’s growth. Additionally, Charles has helped diversify Alliant’s balance sheet through his cultivation of fintech relationships.

His leadership has been recognized with awards from CUNA, Gallup, and numerous industry publications, including GlobeSt.com, Midwest Real Estate News and the Illinois Real Estate Journal.

Charles earned a Bachelor of Science in finance from the University of Illinois in Champaign-Urbana, and a Master of Science in regional and urban planning from the London School of Economics. In 2019, Charles obtained an Executive Scholar designation from Northwestern University’s Kellogg School of Management.

Mark Lau
Executive Vice President and Chief Financial Officer

Mark is the Chief Financial Officer at Alliant and leads several teams including accounting, asset/liability management, financial planning and analysis, procurement and treasury. Mark’s primary responsibilities include reporting and forecasting the credit union’s current and future financial standing based on financial and operational data provided by the finance and accounting teams.

Mark has worked for Alliant since 2013 in multiple roles focused on finance, data analytics and execution of strategic enterprise initiatives. Prior to joining Alliant, he worked for other financial institutions in finance, treasury and accounting roles.

Mark has a bachelor’s degree from Northern Illinois University, MBA from DePaul University and holds the Chartered Financial Analyst (C.F.A.) designation.

Meredith Ritchie
Executive Vice President, General Counsel, and Chief Ethics & Government Affairs Officer

Meredith is the General Counsel and Chief Ethics & Government Affairs Officer for Alliant and oversees Legal and Audit functions and the Ethics and Government Affairs Programs. She supports all departments at Alliant including the Board of Directors of the Alliant Credit Union foundation.

Meredith started in private practice, where she litigated tort actions. She served as an Assistant State’s Attorney for Cook County, Illinois, both the civil and criminal divisions and later as Deputy General Counsel to the Department of Central Management Services. She also served as in-house counsel for Accenture.

Meredith graduated from Hamilton College in Clinton, NY and obtained her JD from DePaul College of Law in Chicago. 

Ken Schaafsma
Chief Risk Officer

Ken Schaafsma is the Chief Risk Officer of Alliant Credit Union, a national digital financial institution with over $20 billion in assets.

Ken has 31 years of experience as a financial services leader. In the last 7 years as Alliant Credit Union’s Chief Risk Officer, he has led credit risk, operational risk, compliance, and business controls teams. Before joining Alliant, Ken spent 18 years at the Northern Trust Company in various operational and risk management roles. Prior to that, he managed several retail branches at St. Paul Federal Bank.

Ken has a bachelor’s degree from Calvin University and an MBA from the University of Massachusetts Amherst.

Jamie Warder
Executive Vice President and Chief Information Officer

Jamie is the Chief Information Officer and Head of Business Strategy. In this role, he leads the technology organization to accelerate Alliant's member vision, business strategy and technology execution.

Prior to Alliant, Jamie held multiple positions at KeyBank, most recently as the Chief Digital Officer, where he was responsible for Key's commercial and consumer digital properties and its Laurel Road, XUP and GradFin businesses. He's also served as the President of USAA Bank, multiple positions at Capital One and PNC bank, an Associate Principal with McKinsey & Company and a Captain in the United States Army. Jamie is also an Associate Professor at Weatherhead School of Management, Case Western Reserve University.

Jamie graduated from West Point's United States Military Academy with a BS in Electrical Engineering. He also earned an MBA with High Distinction (George Baker Scholar) from Harvard Business School.